Car accidents can be a very scary experience, which could either be a little bump from behind or a terrifying crash. The frightening noise, the shattered glass, and the panic that accompanies the terrifying experience can make each moment feel horrific. It actually requires a diligent level of calmness and some preemptive planning to be able to spring back into action in both physical and financial means after the such unfortunate event. Most motor insurance company in Nigeria do promise to help with your accident, but you may also need to take these few steps to help hasten the process of ensuring you get back on the road as soon as possible.
Here are the steps you need to consider before, during and after an accident;
Be prepared
The time to start planning for an emergency is not while it is
happening you need to be prepared way before an accident occurs and one of such preparation is having an insurance cover. Be prepared by getting your documents ready. Place your insurance papers and any pertinent medical information in your glove box. If you have medical issues, make them known. If you think that by having your info in your wallet is
enough, consider that a wallet or purse can tumble around in an accident while
a glove box will remain stable.
First step
If you can move after a crash, move to the accident lane. An
injury can prevent you from moving; stay in the car as immobile as possible
until help arrives. Being immobile on the expressway may add to your anxiety,
but a minor injury can be elevated to serious in nature with a few small
movements. Move to the designated accident lane, or at least not in the middle
of the road. Get out of the flow of moving traffic.
Stay calm
Being angry is a natural reaction to someone hitting your car.
Keep your emotions in check; what you say can be held against you. A polite
apology will be interpreted as an admission of guilt. If you rage against the
other driver, however justified, your mental state can be questioned. Promptly
move to the next step and remember that staying quiet is your best option after
asking if the other driver and/or passengers are okay.
Exchange information
Yes, it can be awkward to ask for information after an emotional
experience. Stay calm and ask for the following list:
1. Name
2. Address
3. Phone number
4. Email
5. Make of car
6. Model of car
7. License plate number
8. Insurance carrier
9. Insurance policy number
Take picture
After an accident is no time for selfies, but it is a good
opportunity to whip out your smartphone and document the damage. Technology can
be a blessing when you need proof. The other driver may not appreciate it, but
take as many pictures as possible of both cars. A video may be best if the
other driver is not cooperating. Contact the police for a police report of the
accident.
Report the incident
Make sure to call your insurance provider immediately the accident occurs notifying them of all what happened that lead to the accident and asking them what you need to do for easy and speedy claims payment. It is best to have your insurance provider contact as one of your speed dial number on your mobile device.
With these steps, you are well prepared and aware of what to do whenever an accident occurs. The often reaction of fist fights or struggling among drivers when an accident occurs would no longer play out.
If you do not have insurance and would like to be insured, please call 09056037852 and we would be happy to give you the best option that suits your budget.
With these steps, you are well prepared and aware of what to do whenever an accident occurs. The often reaction of fist fights or struggling among drivers when an accident occurs would no longer play out.
If you do not have insurance and would like to be insured, please call 09056037852 and we would be happy to give you the best option that suits your budget.
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platforms;
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