Monday, 13 June 2016

HAZARDS OF HAVING FAKE INSURANCE



There is always a feeling of joy when a product is bought. A product bought for the comfort it gives or the solutions it provides. More importantly, when this is done with hard-earned money. This feeling of joy escalates to a whole new level when this product fulfils the purpose for being bought. It is always beyond words. Can you imagine what happens when the product fails just because it is fake. A deep-seated rage engulfs the buyer. The rage at the thought of money wasted and service not received.

The internet is awash with news of car accidents, third property damage by motorist and hit & run drivers. These stuffs happen when it is least expected. Recently, the National Assembly posited that there are about 12million fake motor insurance policies in Nigeria. Are you part of the 12 million? This number seems scary. Do you know that it is a crime by law to drive a vehicle without insurance? Do you know that it is compulsory for all vehicles on Nigerian roads to be insured? Permit me to highlight what this means.

With 12 million fake motor insurance policies in Nigeria, it means there are 12 million criminals driving on our roads. According to law, ignorance is not an excuse. That you are not aware your insurance is fake is no excuse. It also means there are 12 million prospective hazards on our road. If one of these is involved in an accident, resulting in death or damage to other people’s assets, nothing can be recovered from this fake insurance. He would have succeeded in killing an innocent pedestrian with no insurance to pay for the death. The ‘reckless’ driver would have been arrested and prosecuted. However, this could have been different, if he had genuine insurance.

Anyone who drives with a fake insurance, risks being jailed and prosecuted. He risks paying for damages cause to other people’s car, assets & properties. And when he cannot pay, he risks having his vehicle impounded or charge to court. Third party insurance is designed specifically to cater for third party liabilities due to the use of the vehicle. Therefore, when a vehicle is not insured, it is a criminal offence and it also exposes pedestrians to vary degrees of risk. These are few of the consequences.


However, you can confirm if your insurance is genuine by clicking www.askniid.org or send *Policy Number*Reg. No. to 33125. Instantly the status of your car insurance is revealed. Don’t put yourself in an awkward situation. Protect yourself and other pedestrians. Be Smart, don’t allow road officials harass you. You can buy your third party insurance in 5mins here www.motorthirdpartyonline.com


Click http://ow.ly/4nrZiT to see the benefits of third party motor insurance.

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